Cap table modeling and scenario tools
Fundraising waterfalls, dilution modeling, and option pool scenarios that go beyond what your current provider exposes. Built around your clients' actual data.
Solutions
Equity compensation tools for stock plan teams. Built in weeks.
CapLock builds equity compensation software for fractional CFO firms, consulting practices, and stock plan teams that have outgrown what their current provider will build for them.
We know the domain — vesting logic, ESPP math, cap table modeling, participant tax education — so you spend less time on discovery and more time using the system.
What clients get
Equity domain from day one
Vesting schedules, ESPP lookbacks, cap table waterfalls, ISO/NSO tax treatment, broker file formats. We already know how this works. You don't have to teach us.
Scoped builds, delivered in weeks
Not a six-month engagement. A tight scope, a working system, and a clean handoff. Typically in two to six weeks depending on complexity.
You own it when we're done
The code, the model, the documentation. You can run it yourself or keep us on retainer. We don't need you to be dependent on us to stay in business.
What we deliver
What we build
Participant equity education
Equity Clarity-style tools that walk participants through RSU vests, ESPP enrollment windows, ISO exercise decisions, and qualified vs. disqualified dispositions, without giving financial advice.
Stock plan data validation and analytics
Upload a broker file. Flag errors before they reach your transfer agent. Track what changed between submissions. Available now in PlanSight.
Private-to-public recordkeeping transitions
Cap table records that survive an IPO. Vesting histories, tax data, and participant records that transfer cleanly from private to public platform without reconciliation firefighting.
Speed
Weeks, not quarters.
Speed comes from knowing the domain before the project starts. We don't spend the first month learning what a 423(b) ESPP is or why vesting events need to be queryable objects. That discovery time goes back into the build. If you need to see something working before committing, we can have a functional demo of your use case in front of you within seven days.
Seven-day demo turnaround on new feature requests.
No rediscovering equity domain basics mid-project.
AI used for build speed, not to replace domain judgment.
Every delivery includes documentation your team can follow.
AI proficiency
We use AI to move faster, not to hide the system.
AI shortens our build cycles. We use it for implementation, testing, and documentation, not for equity math. Vesting calculations, tax withholding logic, and ESPP purchase price formulas run on hard-coded, auditable logic. The numbers your participants see are not LLM outputs.
Financial calculations run on deterministic, auditable code, not model inference.
AI handles explanation and navigation. It does not compute vesting, tax, or settlement.
No black-box outputs in any participant-facing or compliance-adjacent workflow.
Ownership
We build it. You can run it.
Stock plan teams and consulting firms shouldn't need a permanent vendor relationship to run a tool we built them. The handoff is part of the scope: code, documentation, and a walkthrough your ops team can actually follow. If you'd rather have us manage it on retainer, that works too. The choice is yours.
Your team owns the code
The delivered code belongs to your team, not a CapLock dependency.
Documented logic
Handoff includes documented logic, not just a repo link.
Retainer available
Retainer available for teams that want ongoing support without hiring a developer.
Product proof
Built products, not slide decks.
Before taking on consulting work, we built the products ourselves. PlanSight, Equity Clarity, Equity Intelligence, and CapLock Recordkeeping are live tools built on the same vesting engine and domain logic we bring to every client engagement. They're also the fastest way to show you what's possible.
PlanSight
Upload a stock plan spreadsheet. Validate it, run analytics on it, track what changed between versions. Available now. plansight.caplock.ai
Equity Clarity
Participant-facing tax simulators and lifecycle education for RSU, ESPP, ISO, and NSO. Advice-safe by design, with no financial recommendations, ever. Pilot available now. caplock.ai/equity-clarity
Equity Intelligence
An equity compensation knowledge base built on SEC and IRS source material. Calculators, cited answers, and ESPP/ISO scenario modeling for stock plan professionals. intelligence.caplock.ai
CapLock Recordkeeping
Private and public equity recordkeeping in one system, with IPO transition handled inside the platform. Coming soon. Request early access.
Next step
Tell us what your current platform won't build.
Whether it's a cap table modeling tool your clients need, a participant education layer your ESPP administrator doesn't provide, or a pre-IPO transition system you've been piecing together in spreadsheets — bring the scope. We'll tell you what a pilot looks like and have something working for you within seven days.